Monday, 14 October 2013

Documents for loan submission

Documents for loan submission (Individual)
  1. PHOTOCOPY OF IDENTITY CARD

    1. MyKad/Uniformed Personnel ID OR
    2. MyPR Kad(For Non Malaysia-PR) OR
    3. Passport and Visa/Working Permit

  2. PHOTOCOPY OF DRIVING LICENSE

  3. INCOME DOCUMENTS

  4. Salaried Applicant
    Latest salary slips (3 Months) and at least one of the following:
    1. Savings/Current/ ASB /ASN/Tabung Haji A/C reflecting latest 3 months income OR
    2. Current year EPF statement or statement as at December of last year OR
    3. Last year assessment of Income Tax Borang B OR
    4. Employment letter of Offer (For applicant in new job , 3 months with prior employment records)

    Newly Employed (3 months)
    1. Minimum 1 month salary slip OR
    2. Savings/Current A/C reflecting at least 1 month salary.

    Non-Salaried Applicant
    1. Savings/Current/ASB/ASN/Tabung Haji A/C reflecting latest 3 months income OR
    2. Latest Income Tax Borang B AND
    3. Other relevant documents

  5. ADDITIONAL DOCUMENT (FOR GRAPHITE APPLICATION ONLY)

    1. Degree or Diploma Certificate
    2. Employment Letter 

  6. GUARANTOR (If Applicable)

    1. Photocopy of NRIC
    2. Savings/Current/ ASB /ASN/Tabung Haji A/C reflecting latest 3 months income
Documents for loan submission (Non-Individual)
  1. IDENTIFICATION DOCUMENTS

  2. Sole Proprietor/Partnership
    1. Copy of NRIC of Sole Proprietor/partner
    2. Copy of Business Registration (Borang A)
    3. Copy of Latest Business Registration Renewal (Borang D)

    Private/Public Companies
    1. Copy of Certificate of  Incorporation (Form 9)
    2. Copy of M & A (certified by Company Secretary)
    3. Copy of form 24 and 49 (certified by Company Secretary)

    Clubs, Associations, Societies and cooperatives
    1. Copy of Certificate of Registration
    2. Copy of certified Rules & Regulations
    3. Empowerment to the office bearers/appointed committee to borrow

  3. INCOME DOCUMENTS

  4. Sole Proprietor/Partnership
    1. Savings/Current/ASB/ASN/Tabung Haji A/C reflecting 3 months income OR
    2. Latest income tax Borang B AND
    3. Other relevant documents:

    Private/Public Companies
    1. Current account reflecting applicant’s latest 3 months declared income
    2. Other relevant documents

    Clubs, Associations, Societies and cooperatives
    1. Current account reflecting applicant’s latest 3 months declared income
    2. Latest one year financial statements

NOTE:
Applicants are encouraged to submit all document needed support by extra documents in order to get better interest rate and approval chances...

Get the best financing deal for your wheels


Get the best financing deal for your wheels
"We recommend Islamic Loan Facilities and Insurance"

We'll help you attain your dream car under an Islamic hire purchase agreement. It's that simple.

Hire Purchase

Hire purchase involves the sales of goods by the dealer to the financier (bank), which becomes the owner, in return for an immediate payment, which is the cash price less deposits paid by the consumer (hirer). The ownership of the goods passed to the hirer upon completion of the full installment payment.

Al-Ijarah Thumma Al-Bai' (AITAB) - Islamic Financing

Under the Syariah principle, there are two contracts involved in the Islamic hire purchase financing, the Ijarah contract (leasing/renting) and Bai' contract (purchase), which are undertaken concurrently.

The facility is to finance the purchase of new and used passenger vehicles, where customer enters into the Ijarah contract and leases the car from the owner (the bank) at an agreed rental over a specific period. Upon expiry of the Ijarah contract, the Bai' contract will come into effect, which allows the hirer to purchase the car at an agreed price.

Open to Muslims and non-Muslims


Sunday, 13 October 2013

Your Private Car Authorized Sales Agent<>Wakil Jual kereta Terpakai Individu<>你授权的私家车销售代理.

                            Our Business  Services is Now Open To Public.
                   Setelah Beberapa bulan kami rancang dan buat percubaan ,Kini
           tibalah masa untuk resmikan perkhidmatan ini kepada awam .

                                                                    我们经过几个月,计划和审讯,
                                  一个新的销售服务已开始在市场为大众提供服务
               Your Private Car Authorized Sales Agent
                                   Wakil Jual kereta Terpakai Individu
                                                              你授权的私家车销售代理
           
  
     Pihak Kami      

  1.    Tapak Niaga - Untuk Pamir Kereta 
  2.       Tenaga Buruh - Cuci dan Bersih  Kereta , Jurujual , Runner , kertas Kerja  
  3.       DocumenPengalaman + Kemahiran - Kos  Iklan di Khabar dan Talian adalah  Tanggungan Kami
  4.       Kemudahan , Kelengkapan -  Dealer , Permohonan  Pinjaman  , Urusan Pinjaman , rosak dan alat ganti  yang           lebih Murah  dari luar.


                                                 V

     Kereta / Pemilik 

  •             Kereta  Dalam Keadaan Baik Dan Cantik 
  •                       Minima  14  Hari  Promote Dan Pamir  Kereta  ( 0 Cost)
  •                       Batal  Urusan Dalam Tempoh   ( Ganti rugi  RM300
  •                   Jika Batal Urusan Dalam keadaan Permohonan Pinjaman                                                                ( Tanggung Ganti Rugi RM500 +RM300 = RM800 )
  •                   Jika hari ke 14 Belas masih tiada perkembangan  pemilik  boleh  Tamat / Sambung                       urusan ..tampa Bayaran .
  •                   Upah Dan Keuntungan Pihak Kami adalah atas Perbincangan 
  •                   Kos Bayaran Tetap Hanya RM600  Komisen Jurujual ,+ RM400 Inspection .                                 Bayaran hanya kena  jika kereta Dijual . 
  •                   berikan Jaminan 14 hari  atas kerosakan Enjine dan Gear Box  pada kereta sendiri                         yang di jual .
  •                   Pihak kami akan menanggungan  Kerosakan  atas kejadian yang berlaku semasa kereta                ,  berada dengan kami..        

                                         V                       V                     V
                                                                       
------------------------------------------------
                                

                                                   你授权的私家车销售代理
              Your Private Car Authorized Sales Agent

                              Wakil Jual kereta Terpakai Individu
                                                             已开始服务向公众提供服务,
                                                   那些需要援助服务,
可以联系我们了解进一步详情或登记服务 一个新的销售服务已开始在市场为大众提供服务
                             协助销售您私人的二手车 - (代理销售/代表销售私人二手车服务)
                                  我们为租户或代表车主代表管理销售私人二手

                                 客户可以开汽车来我们业务中心放着摆卖销售 (7-30 天)


                         我们 提供管理 ,人力,服务设施 如下,以协助销售您私人的二手车
           生意场地  ,免费报纸和网上广告,熟练的工人 - 业务员,银行贷款与设施


       当汽车出售。只需支付最低 RM1200.00服务费。如果汽车无法售出我不会收取任何费用。
   
更多详情有关信息请联系我们:Joe  014  9683400 Alex Sim 012 917 3440  Johnson  018  2189283。
               
  ----------------------------------------              
                We started to provide  new service to Help  private to sell  Their used car
We have started providing services to the public , those who need assistance services, you can contact us for further details or to register services。

 Our Company will become the First  sales agent / representative for  private used car saler  selling
   their Car .

        When the car is sold. Pay the lowest RM1200.00 service charge. If the car can not be sold, We do not charge any fees

 We have started providing services to the public , those who need assistance services, you can contact us for further details . Joe 014 9683400 , Alex 012 917 3440 , Johnson 018 2189283 . 
          DB Motor Trading  Sdn Bhd  , Lot V Bukit Jalil Auto City , 57700 , Sri Petaling , Kuala Lumpur